Checking Accounts

• Minimum opening deposit of $50.00
• Maintain minimum average daily balance of $600.00 to avoid fees 

See account disclosures for details

MINIMUM BALANCE REQUIREMENTS. You must deposit $50.00 to open this account. A service fee of $6.00 will be imposed every
statement cycle if the average daily balance for the statement cycle falls below $600.00.
TRANSACTION LIMITATIONS. No transaction limitations apply to this account.

• Minimum opening deposit of $50.00
• Must be 55 years of age or older to open account
• Golden Club checks provided at no charge for the life of the account
• No monthly fees

See account disclosures for details

Minimum balance to open - You must deposit $50.00 to open this account.

Additional Terms - Must be age 55 or older to open this account. Golden Club checks are provided at no charge for the life of the account. No monthly minimum balance fee applies to this account.

• Minimum opening deposit of $50.00
• Must be a student to open this account
• No monthly minimum balance fees
• Periodic verification of student status

See account disclosures for details

Minimum balance to open - You must deposit $50.00 to open this account.

Additional Terms - The following additional terms apply to this account: Must provide a current valid student ID or comparable verification of student status to open this account. Must be enrolled at a high school, university, technical college or trade school. No monthly minimum balance fee applies to this account. Once account is opened, periodic verification of student status may be requested.

• Minimum opening deposit of $50.00
• Monthly maintenance fee of $8.00 
• Secure Checking checks provided at no charge for the life of the account
• Cashier's checks provided with no issue fee for the life of the account
• Call or visit a New Accounts Representative for description of program benefits

See account disclosures for details

Minimum Balance to Open - You must deposit $50.00 to open this account.

Maintenance Fee: A $8.00 maintenance fee will be charged monthly.

Additional Terms - Secure Checking checks are provided at no charge for the life of the account. Cashier's checks are provided with no issue fee for the life of the account. Contact New Account Representative for Additional Complimentary Benefits.

• Minimum opening deposit of $50.00
• Maintain minimum average daily balance of $600.00 to avoid fees

See account disclosures for details

 This account is not a consumer account to which Truth in Savings applies.

Minimum balance to open - You must deposit $50.00 to open this account.

Minimum balance to avoid Service Fee - If your average daily balance falls below 600.00 for the monthly statement cycle we will impose a service fee of $10.00 once during the statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

• Interest bearing checking
• Minimum opening deposit of $2,500.00
• Minimum average daily balance of $2,500.00 to obtain disclosed interest rate
• Minimum daily balance of $2,500.00 to avoid fees

See rate sheet and account disclosures for details

Your interest rate and annual percentage yield may change.

Determination of Rate. At our discretion, we may change the interest rate on your account.
Frequency of Rate Changes. We may change the interest rate on your account at any time.
Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account.
COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your
account before interest is credited, you will receive the accrued interest.
MINIMUM BALANCE REQUIREMENTS. You must deposit $2,500.00 to open this account. A service fee of $15.00 will be imposed every
statement cycle if the daily balance on any day of the cycle falls below $2,500.00.
You must maintain a minimum daily balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
BALANCE COMPUATIONS METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).
TRANSACTION LIMITATIONS. No transaction limitations apply to this account.
ADDITIONAL INFORMATION REGARDING YOUR ACCOUNT. This account is not a consumer account to which Truth in Savings applies.

• Interest bearing checking
• Minimum opening deposit of $1000.00
• Minimum average daily balance of $1000.00 to obtain disclosed APY
• Minimum daily balance of $1000.00 to avoid fees

See rate sheet and account disclosures for details

Your interest rate and annual percentage yield may change.
Determination of Rate. At our discretion, we may change the interest rate on your account.
Frequency of Rate Changes. We may change the interest rate on your account at any time.
Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account.
COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your
account before interest is credited, you will receive the accrued interest.
MINIMUM BALANCE REQUIREMENTS. You must deposit $1,000.00 to open this account. A service fee of $15.00 will be imposed every
statement cycle if the daily balance on any day of the statement cycle falls below $1,000.00.
MINIMUM BALANCE REQUIREMENTS. You must deposit $1,000.00 to open this account. A service fee of $15.00 will be imposed every
statement cycle if the daily balance on any day of the statement cycle falls below $1,000.00.
You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
BALANCE COMPUTAION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).
TRANSACTION LIMITATIONS. No transaction limitations apply to this account.

• Interest bearing checking
• Minimum opening deposit of $2,500.00
• Minimum average daily balance of $2,500.00 to obtain disclosed APY
• Minimum daily balance of $2,500.00 to avoid fees

See rate sheet and account disclosures for details

Your interest rate and annual percentage yield may change.
Determination of Rate. At our discretion, we may change the interest rate on your account.
Frequency of Rate Changes. We may change the interest rate on your account at any time.
Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account.
COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your
account before interest is credited, you will receive the accrued interest.
MINIMUM BALANCE REQUIREMENTS. You must deposit $2,500.00 to open this account. A service fee of $15.00 will be imposed every
statement cycle if the daily balance on any day of the statement cycle falls below $2,500.00.
You must maintain a minimum daily balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
BALANCE COMPUTATION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).
TRANSACTION LIMITATIONS. No transaction limitations apply to this account.