Johnson City Bank is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Johnson City Bank site and governs data collection and usage. By using the Johnson City Bank site, you consent to the data practices described in this statement.

Collection of your Personal Information

Johnson City Bank collects personally identifiable information, such as your email address, name, home or work address or telephone number. Johnson City Bank also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Johnson City Bank. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Johnson City Bank for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Johnson City Bank site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Johnson City Bank public message boards, this information may be collected and used by others. Note: Johnson City Bank does not read any of your private online communications.

Johnson City Bank encourages you to review the privacy statements of Web sites you choose to link to from Johnson City Bank so that you can understand how those Web sites collect, use and share your information. Johnson City Bank is not responsible for the privacy statements or other content on Web sites outside of the Johnson City Bank and Johnson City Bank family of Web sites.

Use of your Personal Information

Johnson City Bank collects and uses your personal information to operate the Johnson City Bank Web site and deliver the services you have requested. Johnson City Bank also uses your personally identifiable information to inform you of other products or services available from Johnson City Bank and its affiliates. Johnson City Bank may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Johnson City Bank does not sell, rent or lease its customer lists to third parties. Johnson City Bank may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Johnson City Bank may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Johnson City Bank, and they are required to maintain the confidentiality of your information.

Johnson City Bank does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Johnson City Bank keeps track of the Web sites and pages our customers visit within Johnson City Bank, in order to determine what Johnson City Bank services are the most popular. This data is used to deliver customized content and advertising within Johnson City Bank to customers whose behavior indicates that they are interested in a particular subject area.

Johnson City Bank Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Johnson City Bank or the site; (b) protect and defend the rights or property of Johnson City Bank; and, (c) act under exigent circumstances to protect the personal safety of users of Johnson City Bank, or the public.

Use of Cookies

The Johnson City Bank Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Johnson City Bank pages, or register with Johnson City Bank site or services, a cookie helps Johnson City Bank to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Johnson City Bank Web site, the information you previously provided can be retrieved, so you can easily use the Johnson City Bank features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Johnson City Bank services or Web sites you visit.

Security of your Personal Information

Johnson City Bank secures your personal information from unauthorized access, use or disclosure. Johnson City Bank secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Johnson City Bank will occasionally update this Statement of Privacy to reflect company and customer feedback. Johnson City Bank encourages you to periodically review this Statement to be informed of how Johnson City Bank is protecting your information.

Contact Information

Johnson City Bank welcomes your comments regarding this Statement of Privacy. If you believe that Johnson City Bank has not adhered to this Statement, please contact Johnson City Bank at donotreply-webhosting@fisglobal.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.